/* =========================================================
   Atlas Claims — design system
   Light editorial palette · Lora display · Poppins text
   ========================================================= */
@font-face{font-family:'Lora';src:url('/fonts/Lora-Variable.woff') format('woff');font-weight:400 700;font-style:normal;font-display:swap}
@font-face{font-family:'Lora';src:url('/fonts/Lora-Italic-Variable.woff') format('woff');font-weight:400 700;font-style:italic;font-display:swap}
@font-face{font-family:'Poppins';src:url('/fonts/Poppins-Light.woff') format('woff');font-weight:300;font-display:swap}
@font-face{font-family:'Poppins';src:url('/fonts/Poppins-Regular.woff') format('woff');font-weight:400;font-display:swap}
@font-face{font-family:'Poppins';src:url('/fonts/Poppins-Medium.woff') format('woff');font-weight:500 700;font-display:swap}

:root{
  --ivory:#FAFAF7; --paper:#FFFFFF; --stone:#F3F0EA; --mist:#EEF2F6; --mist-2:#E3EAF1;
  --ink:#0F2440; --ink-2:#1C3557; --slate:#46566B; --muted:#6B788A; --soft:#8D98A6;
  --line:#E4E0D8; --line-2:#D6D0C4; --line-cool:#DCE3EA;
  --gold:#B8925A; --gold-ink:#8A6A35; --gold-soft:#EADFCB;
  --wa:#25D366; --wa-ink:#0E5A2E;
  --serif:'Lora', Georgia, 'Times New Roman', serif;
  --sans:'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;
  --shadow-sm:0 1px 2px rgba(15,36,64,.04),0 4px 14px rgba(15,36,64,.05);
  --shadow:0 2px 4px rgba(15,36,64,.04),0 18px 48px rgba(15,36,64,.09);
  --ease:cubic-bezier(.2,.7,.2,1);
  --max:1240px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--ivory);color:var(--slate);font-family:var(--sans);font-weight:300;font-size:17px;line-height:1.75;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg,video{max-width:100%;display:block}
a{color:var(--ink);text-decoration-color:var(--gold);text-underline-offset:3px}
a:hover{color:var(--gold-ink)}
::selection{background:var(--gold-soft);color:var(--ink)}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
strong,b{font-weight:500;color:var(--ink)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:500;color:var(--ink);letter-spacing:-.012em;margin:0}
h1{font-size:clamp(42px,6vw,84px);line-height:1.03}
h2{font-size:clamp(32px,4vw,54px);line-height:1.08;margin-bottom:22px}
h3{font-size:clamp(22px,1.9vw,27px);line-height:1.25;margin-bottom:12px}
h4{font-size:19px;line-height:1.3;margin-bottom:8px}
p{margin:0 0 18px}
em.it{font-style:italic;color:var(--gold-ink)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 40px}
.narrow{max-width:820px}
.skip{position:absolute;left:-9999px;top:0;z-index:200;background:#fff;color:var(--ink);padding:10px 16px}
.skip:focus{left:12px;top:12px}

/* eyebrow & section heads */
.eyebrow{display:inline-flex;align-items:center;gap:14px;font-size:12.5px;font-weight:500;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-ink);margin:0 0 22px}
.eyebrow::before{content:"";width:34px;height:1px;background:var(--gold)}
.eyebrow.center{justify-content:center}
.eyebrow.center::after{content:"";width:34px;height:1px;background:var(--gold)}
.lede{font-size:clamp(18px,1.5vw,21px);line-height:1.7;color:var(--slate);max-width:720px;margin-bottom:56px}
.head-split{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:64px;align-items:end;margin-bottom:64px}
.head-split .lede{margin:0}
.center-head{text-align:center;max-width:820px;margin:0 auto 64px}
.center-head .lede{margin:0 auto}
section{padding:128px 0;position:relative}
.bg-paper{background:var(--paper)}
.bg-stone{background:var(--stone)}
.bg-mist{background:var(--mist)}
.hairline{height:1px;background:var(--line);border:0;margin:0}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:54px;padding:14px 30px;font-family:var(--sans);font-size:14.5px;font-weight:500;letter-spacing:.06em;text-decoration:none;border:1px solid transparent;border-radius:2px;cursor:pointer;transition:background .25s var(--ease),color .25s var(--ease),border-color .25s var(--ease),transform .25s var(--ease)}
.btn svg{flex:none}
.btn-ink{background:var(--ink);color:#fff!important}
.btn-ink:hover{background:var(--ink-2)}
.btn-line{border-color:var(--ink);color:var(--ink)!important;background:transparent}
.btn-line:hover{background:var(--ink);color:#fff!important}
.btn-gold{background:var(--gold);color:#fff!important}
.btn-gold:hover{background:var(--gold-ink)}
.btn-wa{background:var(--wa);color:var(--wa-ink)!important}
.btn-wa:hover{background:#3BDF79}
.btn-sm{min-height:44px;padding:10px 20px;font-size:13.5px}
.link-arrow{display:inline-flex;align-items:center;gap:10px;font-size:14px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;color:var(--ink)}
.link-arrow::after{content:"";width:26px;height:1px;background:var(--gold);transition:width .3s var(--ease)}
.link-arrow:hover::after{width:44px}

/* utility bar */
.util{background:var(--ink);color:#C9D3DE;font-size:12.5px;letter-spacing:.04em}
.util .wrap{display:flex;flex-wrap:wrap;gap:6px 28px;justify-content:space-between;align-items:center;min-height:38px;padding-top:6px;padding-bottom:6px}
.util a{color:#fff;text-decoration:none}
.util a:hover{color:var(--gold-soft)}
.util .live{display:inline-flex;align-items:center;gap:9px;color:#fff}
.util .dot{width:7px;height:7px;border-radius:50%;background:var(--wa);box-shadow:0 0 0 3px rgba(37,211,102,.22);animation:live 2.4s ease-in-out infinite}
@keyframes live{50%{box-shadow:0 0 0 6px rgba(37,211,102,0)}}
.util .links{display:flex;flex-wrap:wrap;gap:6px 26px}

/* header */
.site-header{position:sticky;top:0;z-index:90;background:rgba(250,250,247,.86);backdrop-filter:saturate(1.3) blur(14px);-webkit-backdrop-filter:saturate(1.3) blur(14px);border-bottom:1px solid transparent;transition:border-color .3s,background .3s}
.site-header.scrolled{border-color:var(--line);background:rgba(255,255,255,.94)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:84px}
.brand{display:block;line-height:0;flex:none}
.brand img{height:44px;width:auto}
.nav{display:flex;align-items:center;gap:4px 30px;font-size:14px;font-weight:400;letter-spacing:.02em}
.nav a{color:var(--ink);text-decoration:none;padding:8px 0;position:relative}
.nav a:not(.btn)::after{content:"";position:absolute;left:0;right:100%;bottom:2px;height:1px;background:var(--gold);transition:right .3s var(--ease)}
.nav a:not(.btn):hover::after,.nav a[aria-current="page"]::after{right:0}
.nav .btn{margin-left:8px}
.menu-toggle{display:none;align-items:center;gap:10px;min-height:44px;padding:8px 16px;border:1px solid var(--line-2);background:transparent;font:inherit;font-size:13.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink);cursor:pointer;border-radius:2px}

/* hero (video) */
.hero{position:relative;min-height:min(92vh,960px);display:flex;flex-direction:column;justify-content:flex-end;overflow:hidden;padding:0;background:#E9EEF2}
.hero-media{position:absolute;inset:0}
.hero-media video,.hero-media img{width:100%;height:100%;object-fit:cover}
.hero-veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(250,250,247,.94) 0%,rgba(250,250,247,.80) 34%,rgba(250,250,247,.28) 62%,rgba(250,250,247,0) 80%),linear-gradient(0deg,rgba(250,250,247,.9) 0%,rgba(250,250,247,0) 30%)}
.hero-content{position:relative;padding:150px 0 0}
.hero h1{max-width:900px;margin-bottom:30px}
.hero h1 .it{font-style:italic;font-weight:400;color:var(--ink-2)}
.hero .lead{max-width:600px;font-size:clamp(17px,1.4vw,20px);line-height:1.75;color:var(--slate);margin-bottom:40px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:14px}
.hero-foot{position:relative;margin-top:96px;border-top:1px solid rgba(15,36,64,.12);background:rgba(255,255,255,.62);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.hero-foot ul{list-style:none;margin:0 auto;padding:0 40px;max-width:var(--max);display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.hero-foot li{padding:26px 28px 26px 0;font-size:14px;line-height:1.5;color:var(--slate)}
.hero-foot li+li{padding-left:28px;border-left:1px solid rgba(15,36,64,.1)}
.hero-foot strong{display:block;font-family:var(--serif);font-size:19px;font-weight:500;color:var(--ink);margin-bottom:2px}
.video-toggle{position:absolute;right:40px;top:120px;z-index:3;width:44px;height:44px;border-radius:50%;border:1px solid rgba(15,36,64,.25);background:rgba(255,255,255,.6);color:var(--ink);display:flex;align-items:center;justify-content:center;cursor:pointer}

/* page hero (inner pages) */
.page-hero{position:relative;overflow:hidden;padding:0;min-height:520px;display:flex;align-items:flex-end;background:var(--mist)}
.page-hero .bgimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.page-hero .hero-veil{background:linear-gradient(90deg,rgba(250,250,247,.95) 0%,rgba(250,250,247,.82) 40%,rgba(250,250,247,.2) 75%),linear-gradient(0deg,rgba(250,250,247,.85),rgba(250,250,247,0) 40%)}
.page-hero .wrap{position:relative;padding-top:120px;padding-bottom:80px;width:100%}
.page-hero h1{font-size:clamp(38px,5vw,68px);max-width:860px;margin-bottom:22px}
.page-hero p.lead{max-width:640px;font-size:clamp(17px,1.4vw,20px);margin:0}
.crumbs{font-size:13px;letter-spacing:.06em;color:var(--muted);margin-bottom:26px}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--ink)}

/* intro statement */
.statement{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.65fr);gap:80px;align-items:start}
.statement .big{font-family:var(--serif);font-size:clamp(26px,2.6vw,38px);line-height:1.4;color:var(--ink);font-weight:400;letter-spacing:-.005em}
.statement .big em{font-style:italic;color:var(--gold-ink)}
.sig{display:flex;align-items:center;gap:16px;margin-top:38px;font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.sig::before{content:"";width:48px;height:1px;background:var(--gold)}
.glance{border-top:1px solid var(--ink);padding-top:8px}
.glance div{padding:20px 0;border-bottom:1px solid var(--line)}
.glance h4{font-size:18px;margin-bottom:4px}
.glance p{font-size:15px;margin:0;color:var(--muted)}

/* figures */
.figures{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.figure{padding:44px 32px 40px 0}
.figure+.figure{padding-left:32px;border-left:1px solid var(--line)}
.figure .n{font-family:var(--serif);font-size:clamp(46px,5vw,72px);line-height:1;color:var(--ink);font-weight:400;letter-spacing:-.02em;display:flex;align-items:baseline;gap:4px}
.figure .n small{font-size:.42em;color:var(--gold-ink);font-style:italic}
.figure p{margin:14px 0 0;font-size:14.5px;color:var(--muted);line-height:1.6}

/* split panels (two sides) */
.split{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
.panel{position:relative;background:var(--paper);border:1px solid var(--line);overflow:hidden;display:flex;flex-direction:column}
.panel .ph{position:relative;height:280px;overflow:hidden}
.panel .ph img{width:100%;height:100%;object-fit:cover;transition:transform 1.4s var(--ease)}
.panel:hover .ph img{transform:scale(1.04)}
.panel .tag{position:absolute;left:28px;top:28px;background:rgba(255,255,255,.88);backdrop-filter:blur(6px);padding:7px 14px;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--ink);font-weight:500}
.panel .body{padding:44px 44px 40px;display:flex;flex-direction:column;flex:1}
.panel h3{font-size:clamp(26px,2.4vw,34px)}
.ticks{list-style:none;margin:20px 0 0;padding:0}
.ticks li{position:relative;padding:13px 0 13px 34px;border-top:1px solid var(--line);font-size:15.5px;line-height:1.55;color:var(--slate)}
.ticks li::before{content:"";position:absolute;left:3px;top:21px;width:14px;height:7px;border-left:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);transform:rotate(-45deg)}

/* practice cards */
.practices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}
.practice{position:relative;display:block;min-height:520px;overflow:hidden;text-decoration:none;color:var(--ink);background:var(--mist)}
.practice img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform 1.6s var(--ease)}
.practice::before{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(250,250,247,.97) 0%,rgba(250,250,247,.86) 38%,rgba(250,250,247,0) 72%);z-index:1}
.practice .txt{position:absolute;left:0;right:0;bottom:0;padding:44px;z-index:2}
.practice .no{font-family:var(--serif);font-style:italic;font-size:15px;color:var(--gold-ink);margin-bottom:12px;display:block}
.practice h3{font-size:clamp(28px,2.6vw,38px);margin-bottom:12px}
.practice p{color:var(--slate);font-size:15.5px;max-width:460px;margin-bottom:22px}
.practice:hover img{transform:scale(1.05)}
.practice.wide{grid-column:1 / -1;min-height:560px}
.practice.wide::before{background:linear-gradient(90deg,rgba(250,250,247,.97) 0%,rgba(250,250,247,.86) 36%,rgba(250,250,247,0) 66%)}
.practice.wide .txt{right:auto;max-width:600px;top:0;display:flex;flex-direction:column;justify-content:center}
.also{margin-top:56px;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border-top:1px solid var(--line)}
.also div{padding:28px 28px 8px 0}
.also div+div{padding-left:28px;border-left:1px solid var(--line)}
.also h4{font-size:18px}
.also p{font-size:14.5px;color:var(--muted);margin:0}

/* full-bleed quote band */
.band{position:relative;min-height:560px;display:flex;align-items:center;overflow:hidden;padding:0}
.band .bgimg{position:absolute;inset:-8% 0;width:100%;height:116%;object-fit:cover;will-change:transform}
.band::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(250,250,247,.9) 0%,rgba(250,250,247,.55) 50%,rgba(250,250,247,.1) 85%)}
.band .wrap{position:relative;z-index:2;width:100%}
.band blockquote{margin:0;max-width:760px;font-family:var(--serif);font-size:clamp(30px,3.6vw,52px);line-height:1.18;color:var(--ink);font-weight:400;letter-spacing:-.01em}
.band blockquote em{font-style:italic;color:var(--gold-ink)}
.band cite{display:block;margin-top:30px;font-style:normal;font-size:13px;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}

/* world map */
.reach{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:56px;align-items:center}
.worldmap{width:100%;height:auto;overflow:visible}
.worldmap .land{fill:none;stroke:#C7D1DC;stroke-width:4.7;stroke-linecap:round}
.worldmap .route{fill:none;stroke:var(--gold);stroke-width:1.3;stroke-dasharray:1000;stroke-dashoffset:1000;opacity:.85}
.worldmap.in .route{animation:draw 2.6s var(--ease) forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.worldmap .hub{cursor:default;outline:none}
.worldmap .hub .pt{fill:var(--ink);transition:r .2s}
.worldmap .hub .halo{fill:var(--gold);opacity:.22;transform-box:fill-box;transform-origin:center;animation:halo 3s ease-out infinite}
.worldmap .hub:nth-of-type(2n) .halo{animation-delay:1.1s}
.worldmap .hub:nth-of-type(3n) .halo{animation-delay:2s}
.worldmap .hq .pt{fill:var(--gold)}
@keyframes halo{0%{transform:scale(.5);opacity:.5}100%{transform:scale(2.2);opacity:0}}
.worldmap .hub text{font-family:var(--sans);font-size:12.5px;font-weight:400;fill:var(--ink);paint-order:stroke;stroke:var(--ivory);stroke-width:4px;stroke-linejoin:round}
.worldmap .hub:hover .pt,.worldmap .hub:focus .pt{fill:var(--gold)}
.hubs-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 28px;margin:30px 0 34px;padding:0;list-style:none;font-size:15px}
.hubs-list li{padding:10px 0;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:10px}
.hubs-list li span{color:var(--muted);font-size:13px}

/* process with video */
.process{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:64px;align-items:start}
.video-frame{position:relative;background:var(--ink);box-shadow:var(--shadow);aspect-ratio:16/9;overflow:hidden}
.video-frame video{width:100%;height:100%;object-fit:cover}
.video-frame .play{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;gap:16px;background:linear-gradient(0deg,rgba(15,36,64,.35),rgba(15,36,64,0) 60%);border:0;cursor:pointer;color:#fff;font:inherit;font-size:14px;letter-spacing:.14em;text-transform:uppercase;width:100%}
.video-frame .play span.c{width:84px;height:84px;border-radius:50%;background:rgba(255,255,255,.94);display:flex;align-items:center;justify-content:center;color:var(--ink);box-shadow:0 10px 30px rgba(15,36,64,.25);transition:transform .3s var(--ease)}
.video-frame .play:hover span.c{transform:scale(1.07)}
.video-frame.playing .play{display:none}
.video-caption{font-size:13px;color:var(--muted);margin-top:14px}
.steps{list-style:none;margin:0;padding:0;counter-reset:s}
.steps li{display:grid;grid-template-columns:62px minmax(0,1fr);gap:8px;padding:22px 0;border-top:1px solid var(--line)}
.steps li:last-child{border-bottom:1px solid var(--line)}
.steps .n{font-family:var(--serif);font-style:italic;font-size:30px;line-height:1;color:var(--gold)}
.steps h4{margin-bottom:6px}
.steps p{margin:0;font-size:15px;color:var(--muted);line-height:1.65}

/* scenario slider */
.slider{position:relative;background:var(--paper);border:1px solid var(--line);overflow:hidden;box-shadow:var(--shadow-sm)}
.slides{display:flex;transition:transform .9s var(--ease)}
.slide{flex:0 0 100%;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);min-height:520px}
.slide .vis{position:relative;overflow:hidden}
.slide .vis img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.slide .vis .lbl{position:absolute;left:30px;bottom:30px;background:rgba(255,255,255,.9);padding:8px 14px;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--ink);font-weight:500}
.slide .txt{padding:60px 60px 50px}
.slide .meta{font-size:12.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:18px;font-weight:500}
.slide h3{font-size:clamp(26px,2.4vw,34px);margin-bottom:16px}
.slide dl{margin:28px 0 0;display:grid;grid-template-columns:150px minmax(0,1fr);gap:0}
.slide dt,.slide dd{padding:14px 0;border-top:1px solid var(--line);margin:0;font-size:15px;line-height:1.6}
.slide dt{font-weight:500;color:var(--ink)}
.slide dd{color:var(--slate)}
.slider-nav{display:flex;align-items:center;justify-content:space-between;padding:18px 28px;border-top:1px solid var(--line);background:var(--ivory)}
.dots{display:flex;gap:10px}
.dots button{width:34px;height:2px;border:0;padding:10px 0;background:linear-gradient(var(--line-2),var(--line-2)) center/100% 2px no-repeat;cursor:pointer}
.dots button[aria-current="true"]{background:linear-gradient(var(--ink),var(--ink)) center/100% 2px no-repeat}
.arrows{display:flex;gap:10px;align-items:center}
.counter{font-family:var(--serif);font-style:italic;color:var(--muted);margin-right:10px;font-size:15px}
.arrows button{width:46px;height:46px;border-radius:50%;border:1px solid var(--line-2);background:var(--paper);color:var(--ink);cursor:pointer;display:flex;align-items:center;justify-content:center;transition:border-color .2s,background .2s}
.arrows button:hover{border-color:var(--ink)}
.disclaimer{font-size:13px;color:var(--soft);margin:16px 0 0}

/* comparison */
.compare{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0;border:1px solid var(--line);background:var(--paper)}
.compare > div{padding:48px}
.compare > div+div{border-left:1px solid var(--line);background:linear-gradient(180deg,#FFFFFF,#FBF8F2)}
.compare h3{display:flex;align-items:center;gap:12px}
.compare .badge{font-family:var(--sans);font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:#fff;background:var(--gold);padding:5px 10px;font-weight:500}
.compare dl{margin:22px 0 0;display:grid;grid-template-columns:130px minmax(0,1fr)}
.compare dt,.compare dd{margin:0;padding:15px 0;border-top:1px solid var(--line);font-size:15.5px}
.compare dt{font-weight:500;color:var(--ink)}

/* fees */
.fees{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border:1px solid var(--line);background:var(--paper)}
.fee{padding:48px 40px;display:flex;flex-direction:column}
.fee+.fee{border-left:1px solid var(--line)}
.fee.main{background:var(--ink);color:#D6DEE7;position:relative}
.fee.main h3,.fee.main strong{color:#fff}
.fee .kicker{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-ink);font-weight:500;margin-bottom:22px}
.fee.main .kicker{color:var(--gold)}
.fee h3{font-size:30px}
.fee .basis{font-family:var(--serif);font-style:italic;font-size:18px;color:var(--gold-ink);margin-bottom:18px}
.fee.main .basis{color:var(--gold-soft)}
.fee p{font-size:15.5px}
.fee ul{list-style:none;margin:auto 0 0;padding:22px 0 0;border-top:1px solid var(--line)}
.fee.main ul{border-color:rgba(255,255,255,.14)}
.fee li{position:relative;padding:7px 0 7px 28px;font-size:15px}
.fee li::before{content:"";position:absolute;left:2px;top:15px;width:12px;height:6px;border-left:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);transform:rotate(-45deg)}
.note-box{margin-top:30px;font-size:14.5px;color:var(--muted);max-width:900px;padding-left:22px;border-left:1px solid var(--gold)}

/* standards on marble */
.marble{position:relative;overflow:hidden}
.marble .bgimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.9}
.marble .wrap{position:relative}
.standards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;background:rgba(255,255,255,.82);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);border:1px solid var(--line)}
.standard{padding:40px 36px;border-bottom:1px solid var(--line)}
.standard:not(:nth-child(3n+1)){border-left:1px solid var(--line)}
.standard:nth-last-child(-n+3){border-bottom:0}
.standard .ic{width:46px;height:46px;border:1px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold-ink);margin-bottom:22px}
.standard p{font-size:15px;margin:0;color:var(--slate)}

/* insights */
.insights{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.insight{display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--line);text-decoration:none;color:var(--slate);transition:box-shadow .35s var(--ease),transform .35s var(--ease)}
.insight:hover{box-shadow:var(--shadow);transform:translateY(-4px);color:var(--slate)}
.insight .ph{height:210px;overflow:hidden;position:relative}
.insight .ph img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.insight:hover .ph img{transform:scale(1.05)}
.insight .body{padding:30px 30px 32px;display:flex;flex-direction:column;flex:1}
.insight .cat{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);font-weight:500;margin-bottom:12px}
.insight h3{font-size:22px;margin-bottom:12px}
.insight p{font-size:15px;color:var(--muted)}
.insight .more{margin-top:auto}

/* faq */
.faq-grid{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:72px}
.faq details{border-top:1px solid var(--line)}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:26px 52px 26px 0;position:relative;font-family:var(--serif);font-size:21px;color:var(--ink);line-height:1.35}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after,.faq summary::before{content:"";position:absolute;right:8px;top:50%;width:16px;height:1px;background:var(--gold);transition:transform .3s var(--ease)}
.faq summary::before{transform:rotate(90deg)}
.faq details[open] summary::before{transform:rotate(0)}
.faq details p{padding-right:52px;color:var(--slate)}

/* cta band */
.cta{position:relative;overflow:hidden;padding:0;min-height:460px;display:flex;align-items:center}
.cta .bgimg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.cta::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(250,250,247,.93) 0%,rgba(250,250,247,.7) 52%,rgba(250,250,247,.15) 90%)}
.cta .wrap{position:relative;z-index:2;width:100%;padding-top:100px;padding-bottom:100px}
.cta h2{max-width:720px}
.cta p{max-width:560px;font-size:18px;margin-bottom:34px}
.cta .ctas{display:flex;flex-wrap:wrap;gap:14px}

/* contact */
.contact-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:72px;align-items:start}
.channels{margin-top:36px;border-top:1px solid var(--line)}
.channel{display:flex;gap:18px;align-items:center;padding:22px 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink)}
.channel .ci{width:48px;height:48px;border-radius:50%;border:1px solid var(--line-2);display:flex;align-items:center;justify-content:center;flex:none;color:var(--ink);transition:background .25s,border-color .25s}
.channel:hover .ci{background:var(--ink);border-color:var(--ink);color:#fff}
.channel.wa .ci{background:var(--wa);border-color:var(--wa);color:var(--wa-ink)}
.channel small{display:block;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}
.channel strong{display:block;font-family:var(--serif);font-size:21px;font-weight:500}
.download{display:flex;gap:18px;align-items:center;margin-top:34px;padding:22px 24px;border:1px solid var(--line);background:var(--paper);text-decoration:none;color:var(--ink);transition:box-shadow .3s}
.download:hover{box-shadow:var(--shadow-sm);color:var(--ink)}
.download .ci{width:44px;height:56px;border:1px solid var(--gold);display:flex;align-items:center;justify-content:center;color:var(--gold-ink);font-size:11px;font-weight:500;letter-spacing:.08em;flex:none}
.download small{display:block;color:var(--muted);font-size:13.5px}
form.claim{background:var(--paper);border:1px solid var(--line);padding:52px;display:flex;flex-direction:column;gap:22px;box-shadow:var(--shadow-sm)}
form.claim h3{margin-bottom:4px}
.row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.field{display:flex;flex-direction:column;gap:8px;font-size:12.5px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--ink)}
.field .opt{font-weight:300;letter-spacing:.04em;text-transform:none;color:var(--muted)}
input,select,textarea{font:inherit;font-size:16px;font-weight:300;letter-spacing:0;text-transform:none;padding:13px 0;border:0;border-bottom:1px solid var(--line-2);border-radius:0;background:transparent;color:var(--ink);width:100%;transition:border-color .2s}
select{padding-right:24px}
input:focus,select:focus,textarea:focus{outline:none;border-bottom-color:var(--gold)}
textarea{resize:vertical;min-height:120px}
input[type=file]{border:1px dashed var(--line-2);padding:14px;background:var(--ivory);font-size:14px}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:14px;color:var(--muted);line-height:1.6}
.consent input{width:auto;margin-top:5px;accent-color:var(--ink)}
.hp{position:absolute;left:-9999px}
.form-foot{display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between}
.form-foot small{color:var(--muted);font-size:13.5px}

/* prose / article */
.article{max-width:780px;margin:0 auto;padding:96px 40px 120px}
.article > p:first-of-type{font-family:var(--serif);font-size:23px;line-height:1.6;color:var(--ink)}
.article h2{font-size:clamp(26px,2.4vw,34px);margin:56px 0 18px}
.article p,.article li{font-size:17.5px;line-height:1.85}
.article ul{padding-left:20px}
.article li{margin:8px 0}
.article .callout{background:var(--stone);border-left:2px solid var(--gold);padding:26px 30px;margin:36px 0}
.article .callout p{margin:0;font-size:16.5px}
.article table{width:100%;border-collapse:collapse;margin:26px 0;font-size:15.5px}
.article th,.article td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}
.article th{font-weight:500;color:var(--ink);background:var(--stone)}
.article .note{font-size:14px;color:var(--soft);border-top:1px solid var(--line);padding-top:22px;margin-top:56px}
.meta-line{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:13px;letter-spacing:.08em;color:var(--muted);margin-top:22px}

/* practice page parts */
.handles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--ink)}
.handle{padding:36px 32px 36px 0;border-bottom:1px solid var(--line)}
.handle:not(:nth-child(3n+1)){padding-left:32px;border-left:1px solid var(--line)}
.handle p{font-size:15px;color:var(--muted);margin:0}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:72px;align-items:start}
.figure-img{position:relative;overflow:hidden}
.figure-img img{width:100%;height:auto}
.figure-img figcaption{font-size:13px;color:var(--soft);margin-top:12px}
.related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}

/* footer */
.site-footer{background:var(--stone);color:var(--slate);padding:100px 0 44px;font-size:14.5px;border-top:1px solid var(--line)}
.site-footer .top{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));gap:48px;padding-bottom:56px}
.site-footer .flogo{height:46px;width:auto;margin-bottom:24px}
.site-footer h4{font-family:var(--sans);font-size:12px;font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--ink);margin:6px 0 20px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:10px 0}
.site-footer a{color:var(--slate);text-decoration:none}
.site-footer a:hover{color:var(--ink);text-decoration:underline}
.site-footer .legal{padding-top:32px;border-top:1px solid var(--line-2);font-size:12.5px;line-height:1.7;color:var(--muted)}
.site-footer .legal p{margin:0 0 10px;max-width:1000px}

/* whatsapp float */
.wa-float{position:fixed;right:22px;bottom:calc(22px + env(safe-area-inset-bottom,0px));z-index:95;display:flex;align-items:center;gap:12px;background:var(--wa);color:var(--wa-ink);text-decoration:none;font-weight:500;font-size:14px;padding:12px 20px 12px 14px;border-radius:40px;box-shadow:0 10px 28px rgba(15,36,64,.22);transition:transform .25s var(--ease)}
.wa-float:hover{transform:translateY(-2px);color:var(--wa-ink)}
.wa-float small{display:block;font-weight:400;font-size:11.5px;line-height:1.1}

/* motion */
.reveal{opacity:0;transform:translateY(28px);transition:opacity 1.1s var(--ease),transform 1.1s var(--ease)}
.reveal.in{opacity:1;transform:none}
.d1{transition-delay:.1s}.d2{transition-delay:.2s}.d3{transition-delay:.3s}
.hero .anim{opacity:0;transform:translateY(26px);animation:rise 1.3s var(--ease) forwards}
.hero .anim.a2{animation-delay:.18s}.hero .anim.a3{animation-delay:.36s}.hero .anim.a4{animation-delay:.54s}
@keyframes rise{to{opacity:1;transform:none}}
.ticker{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line);overflow:hidden;padding:22px 0}
.ticker .track{display:flex;gap:56px;width:max-content;animation:tick 60s linear infinite}
.ticker:hover .track{animation-play-state:paused}
.ticker span{display:inline-flex;align-items:center;gap:56px;font-family:var(--serif);font-size:20px;font-style:italic;color:var(--ink);white-space:nowrap}
.ticker span::after{content:"";width:6px;height:6px;transform:rotate(45deg);background:var(--gold)}
@keyframes tick{to{transform:translateX(-50%)}}

/* ---------- responsive ---------- */
@media (max-width:1100px){
  .nav{gap:4px 20px;font-size:13.5px}
  .figures{grid-template-columns:repeat(2,minmax(0,1fr))}
  .figure:nth-child(3){padding-left:0;border-left:0}
  .figure:nth-child(n+3){border-top:1px solid var(--line)}
  .insights,.related{grid-template-columns:repeat(2,minmax(0,1fr))}
  .also{grid-template-columns:repeat(2,minmax(0,1fr))}
  .also div:nth-child(3){padding-left:0;border-left:0}
  .site-footer .top{grid-template-columns:repeat(2,minmax(0,1fr))}
  .handles{grid-template-columns:repeat(2,minmax(0,1fr))}
  .handle:not(:nth-child(3n+1)){padding-left:0;border-left:0}
  .handle:nth-child(2n){padding-left:32px;border-left:1px solid var(--line)}
}
@media (max-width:960px){
  .menu-toggle{display:inline-flex}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 28px 28px;gap:0;box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav a{padding:16px 0;border-bottom:1px solid var(--line);font-size:16px}
  .nav a:not(.btn)::after{display:none}
  .nav .btn{margin:18px 0 0}
  .head-split,.statement,.reach,.process,.faq-grid,.contact-grid,.two-col{grid-template-columns:minmax(0,1fr);gap:40px}
  .hero-foot ul{grid-template-columns:repeat(2,minmax(0,1fr))}
  .hero-foot li:nth-child(3){padding-left:0;border-left:0}
  .hero-foot li:nth-child(n+3){border-top:1px solid rgba(15,36,64,.1)}
  .split,.practices,.compare{grid-template-columns:minmax(0,1fr)}
  .compare > div+div{border-left:0;border-top:1px solid var(--line)}
  .practice.wide .txt{max-width:none;top:auto}
  .practice.wide::before{background:linear-gradient(0deg,rgba(250,250,247,.97) 0%,rgba(250,250,247,.86) 42%,rgba(250,250,247,0) 75%)}
  .slide{grid-template-columns:minmax(0,1fr)}
  .slide .vis{min-height:260px}
  .fees{grid-template-columns:minmax(0,1fr)}
  .fee+.fee{border-left:0;border-top:1px solid var(--line)}
  .standards{grid-template-columns:minmax(0,1fr)}
  .standard:not(:nth-child(3n+1)){border-left:0}
  .standard:nth-last-child(-n+3){border-bottom:1px solid var(--line)}
  .standard:last-child{border-bottom:0}
}
@media (max-width:680px){
  body{font-size:16px}
  .wrap{padding:0 22px}
  section{padding:84px 0}
  .util{font-size:12px}
  .util .wrap{justify-content:center;text-align:center}
  .util .links .hide-sm{display:none}
  .site-header .wrap{min-height:70px}
  .brand img{height:36px}
  .hero{min-height:auto}
  .hero-content{padding-top:56px}
  .hero-veil{background:linear-gradient(0deg,rgba(250,250,247,.96) 0%,rgba(250,250,247,.86) 55%,rgba(250,250,247,.45) 100%)}
  .hero-foot{margin-top:56px}
  .hero-foot ul{padding:0 22px}
  .hero-foot li{padding:18px 14px 18px 0!important;font-size:13px}
  .hero-foot li:nth-child(2n){padding-left:14px!important;border-left:1px solid rgba(15,36,64,.1)}
  .video-toggle{display:none}
  .figures{grid-template-columns:minmax(0,1fr)}
  .figure,.figure+.figure{padding:30px 0;border-left:0}
  .figure+.figure{border-top:1px solid var(--line)}
  .panel .body,.practice .txt,.compare > div,.fee,form.claim{padding:30px 24px}
  .practice,.practice.wide{min-height:480px}
  .also,.insights,.related,.handles,.hubs-list,.row{grid-template-columns:minmax(0,1fr)}
  .also div,.also div+div{padding:22px 0;border-left:0}
  .handle,.handle:nth-child(2n){padding:26px 0;border-left:0}
  .slide .txt{padding:32px 24px}
  .slide dl,.compare dl{grid-template-columns:minmax(0,1fr)}
  .slide dt,.compare dt{padding-bottom:2px}
  .slide dd,.compare dd{border-top:0;padding-top:0}
  .counter{display:none}
  .band{min-height:440px}
  .band::before,.cta::before{background:linear-gradient(0deg,rgba(250,250,247,.93),rgba(250,250,247,.6))}
  .site-footer .top{grid-template-columns:minmax(0,1fr)}
  .wa-float .wa-text{display:none}
  .wa-float{padding:15px}
  .article{padding:64px 22px 84px}
  .page-hero{min-height:440px}
  .page-hero .wrap{padding-top:80px;padding-bottom:56px}
  .page-hero .hero-veil{background:linear-gradient(0deg,rgba(250,250,247,.96) 0%,rgba(250,250,247,.8) 60%,rgba(250,250,247,.4) 100%)}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .reveal,.hero .anim{opacity:1;transform:none;transition:none;animation:none}
  .ticker .track,.worldmap .hub .halo,.util .dot{animation:none}
  .worldmap .route{stroke-dashoffset:0;animation:none}
  .slides{transition:none}
}
@media print{.util,.site-header,.wa-float,.hero-media,.video-toggle{display:none}}

/* refinements */
.nav .btn-sm{padding:10px 22px;white-space:nowrap}
.video-frame .play{justify-content:flex-end;padding-right:9%}
.map-wrap{margin:8px 0 40px}
.hubs-wide{grid-template-columns:repeat(4,minmax(0,1fr));gap:0 36px;margin:0}
@media (max-width:960px){.hubs-wide{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:680px){.worldmap .hub text{font-size:22px;stroke-width:6px}.worldmap .hub:not(.hq) text{display:none}.hubs-wide{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px}}

/* ---------- photographic hero ---------- */
.hero{background:#0F2440}
.hero-slides .hs{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;animation:hsfade 24s infinite,hszoom 24s infinite}
.hero-slides .hs1{animation-delay:0s}
.hero-slides .hs2{animation-delay:8s;object-position:50% 45%}
.hero-slides .hs3{animation-delay:16s}
@keyframes hsfade{0%{opacity:0}4%{opacity:1}33%{opacity:1}38%{opacity:0}100%{opacity:0}}
@keyframes hszoom{0%{transform:scale(1.02)}38%{transform:scale(1.10)}100%{transform:scale(1.10)}}
.hero .hero-veil{background:linear-gradient(90deg,rgba(10,24,44,.86) 0%,rgba(10,24,44,.70) 38%,rgba(10,24,44,.25) 68%,rgba(10,24,44,.05) 100%),linear-gradient(0deg,rgba(10,24,44,.55) 0%,rgba(10,24,44,0) 35%)}
.hero h1{color:#fff}
.hero h1 .it{color:#E9D9B8}
.hero .lead{color:#E3E8EE}
.hero .eyebrow{color:#E0C48E}
.hero .eyebrow::before{background:#E0C48E}
.btn-glass{border:1px solid rgba(255,255,255,.55);color:#fff!important;background:rgba(255,255,255,.06);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.btn-glass:hover{background:rgba(255,255,255,.16);border-color:#fff}
.hero-foot{background:rgba(10,24,44,.45);border-top:1px solid rgba(255,255,255,.14)}
.hero-foot li{color:#C9D3DE}
.hero-foot li+li{border-left-color:rgba(255,255,255,.12)}
.hero-foot strong{color:#fff}
@media (max-width:680px){
  .hero .hero-veil{background:linear-gradient(0deg,rgba(10,24,44,.9) 0%,rgba(10,24,44,.72) 55%,rgba(10,24,44,.45) 100%)}
  .hero-foot li:nth-child(2n){border-left-color:rgba(255,255,255,.12)!important}
  .hero-foot li:nth-child(n+3){border-top-color:rgba(255,255,255,.12)}
}
@media (prefers-reduced-motion:reduce){.hero-slides .hs{animation:none}.hero-slides .hs1{opacity:1}}
/* photo panels: keep light overlay softer so photos show */
.page-hero .hero-veil{background:linear-gradient(90deg,rgba(250,250,247,.95) 0%,rgba(250,250,247,.86) 36%,rgba(250,250,247,.25) 66%,rgba(250,250,247,0) 85%),linear-gradient(0deg,rgba(250,250,247,.75),rgba(250,250,247,0) 35%)}
.slide .vis img{object-position:center}
/* practice cards: dark overlay for real photography */
.practice{background:#0F2440}
.practice::before{background:linear-gradient(0deg,rgba(10,24,44,.92) 0%,rgba(10,24,44,.62) 45%,rgba(10,24,44,.08) 80%)}
.practice.wide::before{background:linear-gradient(90deg,rgba(10,24,44,.9) 0%,rgba(10,24,44,.66) 40%,rgba(10,24,44,.05) 75%)}
.practice h3{color:#fff}
.practice p{color:#D7DFE8}
.practice .no{color:#E0C48E}
.practice .link-arrow{color:#fff}
.practice .link-arrow::after{background:#E0C48E}
@media (max-width:960px){.practice.wide::before{background:linear-gradient(0deg,rgba(10,24,44,.92) 0%,rgba(10,24,44,.62) 48%,rgba(10,24,44,.08) 82%)}}
/* image bands with real photos */
.band::before{background:linear-gradient(90deg,rgba(250,250,247,.93) 0%,rgba(250,250,247,.7) 45%,rgba(250,250,247,.05) 80%)}

/* =========================================================
   v2 — October 2026 upgrade
   ========================================================= */
:root{--slate:#3F4E62;--muted:#627083}
section{padding:116px 0}
.site-header .wrap{min-height:80px}
/* dropdown navigation */
.dd{position:relative}
.dd-top{display:inline-flex!important;align-items:center;gap:8px}
.dd-top .car{width:6px;height:6px;border-right:1.3px solid currentColor;border-bottom:1.3px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform .25s var(--ease)}
.dd-top.cur::after{right:0!important}
.dd-panel{position:absolute;left:-28px;top:100%;padding-top:18px;opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .25s var(--ease),transform .25s var(--ease),visibility .25s;z-index:100}
.dd-panel::before{content:"";position:absolute;inset:18px 0 0;background:var(--paper);border:1px solid var(--line);box-shadow:0 24px 60px rgba(15,36,64,.14);z-index:-1}
.dd:hover .dd-panel,.dd:focus-within .dd-panel{opacity:1;visibility:visible;transform:none}
.dd:hover .car,.dd:focus-within .car{transform:rotate(225deg) translateY(-1px)}
.dd-grid{display:grid;grid-template-columns:330px 300px;gap:0}
.dd-grid > div{padding:22px 26px}
.dd-grid > div+div{border-left:1px solid var(--line);background:var(--ivory)}
.dd-sm{width:340px;padding:18px 0 0}
.dd-sm a{margin:0 18px}
.dd-sm a:first-child{margin-top:16px}.dd-sm a:last-child{margin-bottom:16px}
.dd-h{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-ink);font-weight:500;margin:0 0 8px}
.dd-panel a{display:block;padding:11px 10px!important;margin-left:-10px;margin-right:-10px;border-radius:2px;transition:background .2s}
.dd-panel a::after{display:none}
.dd-panel a:hover{background:var(--stone)}
.dd-panel strong{display:block;font-family:var(--serif);font-weight:500;font-size:16.5px;line-height:1.3;color:var(--ink)}
.dd-panel small{display:block;font-size:12.5px;line-height:1.45;color:var(--muted);margin-top:2px}
.dd-cta{margin-top:10px!important;border:1px solid var(--gold-soft);background:#fff}
.dd-cta strong{color:var(--gold-ink)}
@media (max-width:1100px){.dd-panel{left:-60px}}
@media (max-width:960px){
  .dd-panel{position:static;opacity:1;visibility:visible;transform:none;padding:0 0 8px 0}
  .dd-panel::before{display:none}
  .dd-grid{grid-template-columns:1fr}
  .dd-grid > div{padding:0}.dd-grid > div+div{border:0;background:none}
  .dd-sm{width:auto;padding:0}
  .dd-sm a{margin:0!important}
  .dd-h{margin:14px 0 4px}
  .dd-panel a{border-bottom:0!important;padding:9px 0 9px 14px!important;margin:0}
  .dd-panel small{display:none}
  .dd-panel strong{font-size:15.5px;font-family:var(--sans);font-weight:400}
  .dd-top .car{display:none}
  .dd-cta{border:0!important;background:none!important}
  .nav{max-height:calc(100vh - 110px);overflow:auto}
}
/* footer five columns */
.site-footer .top.top5{grid-template-columns:minmax(0,1.4fr) repeat(4,minmax(0,1fr));gap:40px}
@media (max-width:1100px){.site-footer .top.top5{grid-template-columns:repeat(3,minmax(0,1fr))}.site-footer .top.top5>div:first-child{grid-column:1/-1}}
@media (max-width:680px){.site-footer .top.top5{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}}

/* key facts (answer-first summary) */
.keyfacts{background:var(--paper);border:1px solid var(--line);border-top:2px solid var(--gold);padding:30px 34px;box-shadow:var(--shadow-sm)}
.kf-h{font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-ink);font-weight:500;margin:0 0 10px}
.keyfacts dl{margin:0}
.keyfacts dl > div{display:grid;grid-template-columns:150px minmax(0,1fr);gap:16px;padding:13px 0;border-top:1px solid var(--line)}
.keyfacts dt{font-weight:500;color:var(--ink);font-size:14.5px}
.keyfacts dd{margin:0;font-size:15px;line-height:1.6;color:var(--slate)}
@media (max-width:680px){.keyfacts{padding:24px 22px}.keyfacts dl > div{grid-template-columns:1fr;gap:2px}}
.summary-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:72px;align-items:start}
@media (max-width:960px){.summary-grid{grid-template-columns:1fr;gap:40px}}
.summary-lead{font-family:var(--serif);font-size:22px;line-height:1.6;color:var(--ink)}

/* article v2: layout with table of contents */
.article-wrap{max-width:var(--max);margin:0 auto;padding:88px 40px 110px;display:grid;grid-template-columns:250px minmax(0,760px);gap:80px;justify-content:center}
.article-wrap .article{padding:0;margin:0;max-width:none}
.toc{position:sticky;top:120px;align-self:start;font-size:14px}
.toc p{font-size:11.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-ink);font-weight:500;margin:0 0 14px}
.toc ol{list-style:none;margin:0;padding:0;border-left:1px solid var(--line)}
.toc li{margin:0}
.toc a{display:block;padding:7px 0 7px 18px;margin-left:-1px;border-left:1px solid transparent;color:var(--muted);text-decoration:none;line-height:1.45}
.toc a:hover,.toc a.on{color:var(--ink);border-left-color:var(--gold)}
.toc .toc-cta{margin-top:30px;padding:20px;background:var(--stone);font-size:13.5px;line-height:1.6}
.toc .toc-cta a{padding:0;border:0;color:var(--ink);text-decoration:underline;display:inline}
.takeaways{background:var(--mist);padding:28px 32px;margin:0 0 44px;border-left:2px solid var(--ink)}
.takeaways p.t{font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink);font-weight:500;margin:0 0 10px!important;font-family:var(--sans)!important}
.takeaways ul{margin:0;padding-left:18px}
.takeaways li{font-size:16px!important;line-height:1.65!important;margin:6px 0!important}
.byline{display:flex;align-items:center;gap:14px;margin:0 0 34px;padding-bottom:24px;border-bottom:1px solid var(--line);font-size:13.5px;color:var(--muted)}
.byline .av{width:42px;height:42px;border-radius:50%;background:var(--stone);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;flex:none}
.byline .av img{width:24px;height:24px}
.byline strong{display:block;font-size:14.5px}
.article h2{scroll-margin-top:110px}
.article > .lead-p{font-family:var(--serif);font-size:23px;line-height:1.6;color:var(--ink)}
.article > p:first-of-type{font-family:inherit;font-size:17.5px;color:inherit}
.article h3{font-size:22px;margin:34px 0 10px}
@media (max-width:1100px){.article-wrap{grid-template-columns:minmax(0,1fr);gap:0;max-width:860px}.toc{display:none}}
@media (max-width:680px){.article-wrap{padding:56px 22px 80px}.takeaways{padding:22px 20px}}

/* cards: sectors, regions, models */
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.cards.c2{grid-template-columns:repeat(2,minmax(0,1fr))}
.cards.c4{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:var(--paper);border:1px solid var(--line);padding:36px 34px;display:flex;flex-direction:column;transition:box-shadow .3s var(--ease),border-color .3s}
.card:hover{box-shadow:var(--shadow-sm);border-color:var(--line-2)}
.card .ic{width:46px;height:46px;border:1px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold-ink);margin-bottom:20px}
.card .kick{font-size:11.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-ink);font-weight:500;margin-bottom:12px}
.card h3{font-size:24px}
.card p{font-size:15.5px}
.card ul{list-style:none;margin:6px 0 18px;padding:0}
.card li{position:relative;padding:8px 0 8px 22px;border-top:1px solid var(--line);font-size:14.5px;line-height:1.5}
.card li::before{content:"";position:absolute;left:2px;top:16px;width:6px;height:6px;background:var(--gold);transform:rotate(45deg)}
.card .link-arrow{margin-top:auto}
.card.photo{padding:0;overflow:hidden}
.card.photo .ph{height:190px;overflow:hidden}
.card.photo .ph img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.card.photo:hover .ph img{transform:scale(1.05)}
.card.photo .in{padding:30px 32px 32px;display:flex;flex-direction:column;flex:1}
@media (max-width:1100px){.cards,.cards.c4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:680px){.cards,.cards.c2,.cards.c4{grid-template-columns:1fr}.card{padding:28px 24px}}

/* timeline (how it works) */
.timeline{list-style:none;margin:0;padding:0;position:relative}
.timeline::before{content:"";position:absolute;left:31px;top:10px;bottom:10px;width:1px;background:linear-gradient(var(--gold),var(--line))}
.timeline > li{position:relative;display:grid;grid-template-columns:64px minmax(0,1fr) minmax(0,.8fr);gap:40px;padding:0 0 64px}
.timeline .num{width:64px;height:64px;border-radius:50%;background:var(--paper);border:1px solid var(--gold);display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-style:italic;font-size:24px;color:var(--gold-ink);position:relative;z-index:1}
.timeline h3{margin-top:14px}
.timeline .when{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-ink);font-weight:500;margin-bottom:6px}
.timeline .side{background:var(--stone);padding:24px 26px;font-size:14.5px;align-self:start;margin-top:14px}
.timeline .side strong{display:block;margin-bottom:6px;font-size:13px;letter-spacing:.12em;text-transform:uppercase}
.timeline .side ul{margin:0;padding-left:18px}
@media (max-width:960px){.timeline > li{grid-template-columns:64px minmax(0,1fr);gap:24px}.timeline .side{grid-column:2}}
@media (max-width:680px){.timeline::before{left:23px}.timeline > li{grid-template-columns:48px minmax(0,1fr);gap:18px;padding-bottom:48px}.timeline .num{width:48px;height:48px;font-size:19px}}

/* glossary */
.az{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 48px;position:sticky;top:80px;z-index:5;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);padding:14px 0;border-bottom:1px solid var(--line)}
.az a{width:38px;height:38px;display:flex;align-items:center;justify-content:center;border:1px solid var(--line);font-family:var(--serif);font-size:16px;text-decoration:none;color:var(--ink)}
.az a:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.gloss-letter{font-size:44px;color:var(--gold);font-style:italic;margin:40px 0 6px;scroll-margin-top:170px;font-weight:400}
.gloss dl{margin:0}.timeline .side{background:var(--paper);border:1px solid var(--line)}
.gloss .term{display:grid;grid-template-columns:260px minmax(0,1fr);gap:32px;padding:22px 0;border-top:1px solid var(--line);scroll-margin-top:170px}
.gloss dt{font-family:var(--serif);font-size:20px;color:var(--ink);line-height:1.35}
.gloss dt small{display:block;font-family:var(--sans);font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);margin-top:6px}
.gloss dd{margin:0;font-size:16px;line-height:1.75}
.gloss dd a{white-space:nowrap}
@media (max-width:680px){.gloss .term{grid-template-columns:1fr;gap:6px}.az{top:70px}.az a{width:32px;height:32px;font-size:14px}}

/* faq page */
.faq-cats{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 56px}
.faq-cats a{padding:10px 18px;border:1px solid var(--line-2);font-size:13.5px;letter-spacing:.04em;text-decoration:none;color:var(--ink);background:var(--paper)}
.faq-cats a:hover{background:var(--ink);color:#fff;border-color:var(--ink)}
.faq-sec{display:grid;grid-template-columns:minmax(0,.55fr) minmax(0,1.45fr);gap:64px;padding:56px 0;border-top:1px solid var(--line);scroll-margin-top:100px}
.faq-sec h2{font-size:clamp(26px,2.6vw,36px)}
@media (max-width:960px){.faq-sec{grid-template-columns:1fr;gap:16px}}

/* fees page */
.fee-table{width:100%;border-collapse:collapse;background:var(--paper);border:1px solid var(--line);font-size:15px}
.fee-table th,.fee-table td{padding:18px 22px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.fee-table thead th{background:var(--ink);color:#fff;font-weight:500;font-size:13px;letter-spacing:.12em;text-transform:uppercase}
.fee-table tbody th{font-weight:500;color:var(--ink);width:24%;background:var(--ivory)}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch}
.table-scroll .fee-table{min-width:720px}

/* trust strip */
.trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--line);background:var(--paper)}
.trust > div{padding:28px 28px;display:flex;gap:16px;align-items:flex-start}
.trust > div+div{border-left:1px solid var(--line)}
.trust .ic{flex:none;color:var(--gold-ink);margin-top:3px}
.trust h4{font-size:17px;margin-bottom:2px}
.trust p{font-size:13.5px;margin:0;color:var(--muted);line-height:1.55}
@media (max-width:960px){.trust{grid-template-columns:repeat(2,minmax(0,1fr))}.trust > div:nth-child(3){border-left:0}.trust > div:nth-child(n+3){border-top:1px solid var(--line)}}
@media (max-width:680px){.trust{grid-template-columns:1fr}.trust > div+div{border-left:0;border-top:1px solid var(--line)}}

/* related reading list */
.readlist{list-style:none;margin:0;padding:0;border-top:1px solid var(--ink)}
.readlist li{border-bottom:1px solid var(--line)}
.readlist a{display:flex;justify-content:space-between;gap:24px;align-items:center;padding:20px 0;text-decoration:none;color:var(--ink);font-family:var(--serif);font-size:19px}
.readlist a span{font-family:var(--sans);font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);white-space:nowrap}
.readlist a:hover{color:var(--gold-ink)}
.prose-cols{columns:2;column-gap:56px}
.prose-cols p{break-inside:avoid}
@media (max-width:960px){.prose-cols{columns:1}}
.article > p.lead-p{font-family:var(--serif);font-size:22px;line-height:1.6;color:var(--ink)}
@media (max-width:960px){.nav .dd-top{display:flex!important;width:100%}.dd-grid>div:first-child .dd-h{display:none}}

/* v3 — tools, quick answers, insights index */
.tool-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:56px;align-items:start}
.tool{background:var(--paper);border:1px solid var(--line);border-top:2px solid var(--ink);padding:44px;display:flex;flex-direction:column;gap:22px;box-shadow:var(--shadow-sm)}
.tool h2{font-size:30px;margin:0}
.tool .hint{font-size:13.5px;color:var(--muted);margin:0;line-height:1.6}
.tool .btn{align-self:flex-start}
.tool-note{font-size:12.5px;color:var(--soft);margin:0;line-height:1.6}
.result{background:var(--mist);padding:26px 28px;border-left:2px solid var(--gold)}
.result dl{margin:0 0 16px}
.result dl>div{display:flex;justify-content:space-between;gap:16px;padding:9px 0;border-bottom:1px solid var(--line-cool)}
.result dt{color:var(--slate);font-size:15px}
.result dd{margin:0;font-weight:500;color:var(--ink);font-size:15.5px;text-align:right}
.result .tot dt,.result .tot dd{font-family:var(--serif);font-size:22px;color:var(--ink)}
.result .err{color:#9B2C2C;margin:0}
.tool-cta{margin-top:24px;background:var(--stone);padding:30px 32px}
.tool-cta h3{font-size:24px}
.tools-promo{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;background:var(--mist);border:1px solid var(--line-cool);padding:30px 36px;margin-bottom:40px}
.tools-promo .eyebrow{margin-bottom:8px}.tools-promo h3{margin-bottom:6px}.tools-promo p{margin:0}
.ins-sec{padding:40px 0 24px;border-top:1px solid var(--line);scroll-margin-top:100px}
.ins-sec h2{font-size:clamp(26px,2.6vw,36px);margin-bottom:28px}
.qa{margin-top:56px;padding-top:8px;border-top:1px solid var(--line)}
.qa details{border-bottom:1px solid var(--line);padding:4px 0}
.qa summary{cursor:pointer;font-family:var(--serif);font-size:20px;color:var(--ink);padding:14px 0;list-style:none}
.qa summary::-webkit-details-marker{display:none}
.qa details p{margin:0 0 16px}
@media (max-width:960px){.tool-grid{grid-template-columns:1fr;gap:32px}}
@media (max-width:680px){.tool{padding:28px 22px}.tools-promo{padding:24px 22px}}

/* ===== Atlas Group links (added 2026-10-18) ===== */
.agroup{background:var(--stone);color:var(--slate);border-bottom:1px solid var(--line);font-size:12px;letter-spacing:.04em}
.agroup .wrap{display:flex;flex-wrap:wrap;gap:4px 24px;justify-content:space-between;align-items:center;min-height:32px;padding-top:5px;padding-bottom:5px}
.agroup-label{font-weight:500;letter-spacing:.2em;text-transform:uppercase;color:var(--ink)}
.agroup-links{display:flex;flex-wrap:wrap;gap:4px 22px}
.agroup a{color:var(--slate);text-decoration:none}
.agroup a:hover,.agroup a:focus-visible{color:var(--gold-ink);text-decoration:underline}
.agroup-here{color:var(--ink);font-weight:500}
.agroup-foot{padding:0 0 40px;margin:-16px 0 0}
.agroup-foot h4{color:var(--gold-ink)}
.agroup-lead{max-width:640px;margin:0 0 22px;line-height:1.7}
.agroup-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media (max-width:1180px){.agroup-cards{grid-template-columns:repeat(3,minmax(0,1fr))}}
.site-footer .agroup-cards li{margin:0}
.agroup-card{display:block;height:100%;padding:18px 20px;background:var(--paper);border:1px solid var(--line);border-radius:10px;transition:border-color .2s var(--ease),box-shadow .2s var(--ease)}
.site-footer a.agroup-card{color:var(--slate);text-decoration:none}
.site-footer a.agroup-card:hover,.site-footer a.agroup-card:focus-visible{border-color:var(--gold);box-shadow:var(--shadow-sm);text-decoration:none}
.agroup-card strong{display:block;font-weight:500;color:var(--ink);font-size:15px;margin-bottom:4px}
.agroup-card span{display:block;font-size:13.5px;line-height:1.55}
.agroup-card em{display:inline-block;margin-top:10px;font-style:normal;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink)}
.agroup-card.is-here{background:transparent;border-style:dashed}
@media (max-width:860px){.agroup-cards{grid-template-columns:minmax(0,1fr)}}
@media (max-width:640px){.agroup{font-size:11.5px}.agroup .wrap{justify-content:center;text-align:center;gap:2px 16px}.agroup-links{justify-content:center;gap:2px 16px}}

/* ===== Parent company link: atlassovereign.eu (added 2026-10-19) ===== */
.agroup a.agroup-label{color:var(--ink)}
.agroup a.agroup-label:hover,.agroup a.agroup-label:focus-visible{color:var(--gold-ink)}
.agroup-about{margin:-10px 0 22px;font-size:13px;letter-spacing:.04em}
.site-footer .agroup-about a{color:var(--gold-ink)}

/* ===== i18n: extended glyph coverage (loaded only when these characters appear) ===== */
@font-face{font-family:'Lora';src:url('/fonts/Lora-Variable-latinext.woff') format('woff');font-weight:400 700;font-style:normal;font-display:swap;unicode-range:U+0100-024F,U+0259,U+1E00-1EFF,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Lora';src:url('/fonts/Lora-Italic-Variable-latinext.woff') format('woff');font-weight:400 700;font-style:italic;font-display:swap;unicode-range:U+0100-024F,U+0259,U+1E00-1EFF,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Poppins';src:url('/fonts/Poppins-Light-latinext.woff') format('woff');font-weight:300;font-display:swap;unicode-range:U+0100-024F,U+0259,U+1E00-1EFF,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Poppins';src:url('/fonts/Poppins-Regular-latinext.woff') format('woff');font-weight:400;font-display:swap;unicode-range:U+0100-024F,U+0259,U+1E00-1EFF,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Poppins';src:url('/fonts/Poppins-Medium-latinext.woff') format('woff');font-weight:500 700;font-display:swap;unicode-range:U+0100-024F,U+0259,U+1E00-1EFF,U+20A0-20AB,U+20AD-20CF,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'Lora';src:url('/fonts/Greek-Serif-Regular.woff') format('woff');font-weight:400 500;font-style:normal;font-display:swap;unicode-range:U+0370-03FF,U+1F00-1FFF}
@font-face{font-family:'Lora';src:url('/fonts/Greek-Serif-Bold.woff') format('woff');font-weight:600 700;font-style:normal;font-display:swap;unicode-range:U+0370-03FF,U+1F00-1FFF}
@font-face{font-family:'Lora';src:url('/fonts/Greek-Serif-Italic.woff') format('woff');font-weight:400 700;font-style:italic;font-display:swap;unicode-range:U+0370-03FF,U+1F00-1FFF}
@font-face{font-family:'Poppins';src:url('/fonts/Greek-Sans-Light.woff') format('woff');font-weight:300;font-display:swap;unicode-range:U+0370-03FF,U+1F00-1FFF}
@font-face{font-family:'Poppins';src:url('/fonts/Greek-Sans-Regular.woff') format('woff');font-weight:400;font-display:swap;unicode-range:U+0370-03FF,U+1F00-1FFF}
@font-face{font-family:'Poppins';src:url('/fonts/Greek-Sans-Medium.woff') format('woff');font-weight:500 700;font-display:swap;unicode-range:U+0370-03FF,U+1F00-1FFF}

/* Arabic and Chinese: Latin text keeps the brand fonts, native script uses the best system font */
:root:lang(ar){--serif:'Lora','Noto Naskh Arabic','Geeza Pro','Traditional Arabic','Times New Roman',serif;--sans:'Poppins','Segoe UI','SF Arabic','Geeza Pro','Noto Sans Arabic',Tahoma,Arial,sans-serif}
:root:lang(zh){--serif:'Lora','Songti SC','Noto Serif CJK SC','Source Han Serif SC','STSong','SimSun',serif;--sans:'Poppins','PingFang SC','Hiragino Sans GB','Microsoft YaHei','Noto Sans CJK SC','Source Han Sans SC',sans-serif}
:lang(ar) body,:lang(ar) p,:lang(ar) li,:lang(ar) dd{line-height:1.85}
:lang(ar) .eyebrow,:lang(ar) .kick,:lang(ar) .link-arrow,:lang(ar) .dd-h,:lang(ar) .kf-h,:lang(ar) label.field,:lang(ar) .field{letter-spacing:0!important;text-transform:none}
:lang(zh) .eyebrow,:lang(zh) .kick,:lang(zh) .link-arrow,:lang(zh) .dd-h,:lang(zh) .kf-h,:lang(zh) label.field,:lang(zh) .field{letter-spacing:.06em!important}
:lang(zh) *,:lang(ar) *{font-style:normal!important}
[dir=rtl] .figure:first-child .n{direction:ltr;justify-content:flex-end}
:lang(de) h1,:lang(de) h2,:lang(de) h3,:lang(el) h1,:lang(el) h2{hyphens:auto;-webkit-hyphens:auto;overflow-wrap:break-word}

/* Language switcher */
.lang-dd .dd-top{display:inline-flex;align-items:center;gap:6px;white-space:nowrap}
.lang-panel{min-width:190px}
.lang-panel a{padding:9px 14px!important}
.lang-panel a[aria-current]{color:var(--gold-ink,#9a7a3b)}
.lang-panel a[aria-current] strong::after{content:" ✓";font-weight:400}
.lang-foot{margin:22px 0 0;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);font-size:13px;line-height:2;opacity:.85}
.lang-foot a{white-space:nowrap}
.lang-foot a[aria-current]{text-decoration:none;font-weight:500}

/* RTL extras */
[dir=rtl] .ticker .track{direction:ltr}
[dir=rtl] a[href^="tel:"],[dir=rtl] a[href^="mailto:"],[dir=rtl] input[type=email],[dir=rtl] input[type=tel],[dir=rtl] input[type=number],[dir=rtl] input[type=date],[dir=rtl] input[type=datetime-local]{direction:ltr;unicode-bidi:isolate}
[dir=rtl] input[type=email],[dir=rtl] input[type=tel],[dir=rtl] input[type=number]{text-align:right}
[dir=rtl] .btn svg:has(path[d^="M5 12h14"]),[dir=rtl] .link-arrow svg,[dir=rtl] .car{transform:scaleX(-1)}
[dir=rtl] .result dd,[dir=rtl] .tbl td{unicode-bidi:plaintext}
html:not([lang^="en"]) main :is(h1,h2,h3,h4,p,li,td,th,summary,dt,dd,label,small,blockquote){overflow-wrap:anywhere;hyphens:auto;-webkit-hyphens:auto}
html:not([lang^="en"]) main :is(.grid,.split,.faq-grid,.head-split,.tool-grid)>*{min-width:0}

/* RTL (generated) */
[dir=rtl] .skip{right:-9999px;left:auto}[dir=rtl] .skip:focus{right:12px;left:auto}[dir=rtl] .nav a:not(.btn)::after{right:0;left:100%}[dir=rtl] .nav a:not(.btn):hover::after,[dir=rtl] .nav a[aria-current="page"]::after{left:0;right:auto}[dir=rtl] .nav .btn{margin-right:8px;margin-left:0}[dir=rtl] .hero-foot li{padding:26px 0 26px 28px}[dir=rtl] .hero-foot li+li{padding-right:28px;padding-left:0;border-right:1px solid rgba(15,36,64,.1);border-left:none}[dir=rtl] .video-toggle{left:40px;right:auto}[dir=rtl] .figure{padding:44px 0 40px 32px}[dir=rtl] .figure+.figure{padding-right:32px;padding-left:0;border-right:1px solid var(--line);border-left:none}[dir=rtl] .panel .tag{right:28px;left:auto}[dir=rtl] .ticks li{padding:13px 34px 13px 0}[dir=rtl] .ticks li::before{right:3px;left:auto}[dir=rtl] .practice .txt{right:0;left:0}[dir=rtl] .practice.wide .txt{left:auto;right:auto}[dir=rtl] .also div{padding:28px 0 8px 28px}[dir=rtl] .also div+div{padding-right:28px;padding-left:0;border-right:1px solid var(--line);border-left:none}[dir=rtl] .slide .vis .lbl{right:30px;left:auto}[dir=rtl] .counter{margin-left:10px;margin-right:0}[dir=rtl] .compare > div+div{border-right:1px solid var(--line);border-left:none}[dir=rtl] .fee+.fee{border-right:1px solid var(--line);border-left:none}[dir=rtl] .fee li{padding:7px 28px 7px 0}[dir=rtl] .fee li::before{right:2px;left:auto}[dir=rtl] .note-box{padding-right:22px;padding-left:0;border-right:1px solid var(--gold);border-left:none}[dir=rtl] .standard:not(:nth-child(3n+1)){border-right:1px solid var(--line);border-left:none}[dir=rtl] .faq summary{padding:26px 0 26px 52px}[dir=rtl] .faq summary::after,[dir=rtl] .faq summary::before{left:8px;right:auto}[dir=rtl] .faq details p{padding-left:52px;padding-right:0}[dir=rtl] select{padding-left:24px;padding-right:0}[dir=rtl] .hp{right:-9999px;left:auto}[dir=rtl] .article ul{padding-right:20px;padding-left:0}[dir=rtl] .article .callout{border-right:2px solid var(--gold);border-left:none}[dir=rtl] .article th,[dir=rtl] .article td{text-align:right}[dir=rtl] .handle{padding:36px 0 36px 32px}[dir=rtl] .handle:not(:nth-child(3n+1)){padding-right:32px;padding-left:0;border-right:1px solid var(--line);border-left:none}[dir=rtl] .wa-float{left:22px;right:auto;padding:12px 14px 12px 20px}@media (max-width:1100px){[dir=rtl] .figure:nth-child(3){padding-right:0;padding-left:0;border-right:0;border-left:none}[dir=rtl] .also div:nth-child(3){padding-right:0;padding-left:0;border-right:0;border-left:none}[dir=rtl] .handle:not(:nth-child(3n+1)){padding-right:0;padding-left:0;border-right:0;border-left:none}[dir=rtl] .handle:nth-child(2n){padding-right:32px;padding-left:0;border-right:1px solid var(--line);border-left:none}}@media (max-width:960px){[dir=rtl] .nav{right:0;left:0}[dir=rtl] .hero-foot li:nth-child(3){padding-right:0;padding-left:0;border-right:0;border-left:none}[dir=rtl] .compare > div+div{border-right:0;border-left:none}[dir=rtl] .fee+.fee{border-right:0;border-left:none}[dir=rtl] .standard:not(:nth-child(3n+1)){border-right:0;border-left:none}}@media (max-width:680px){[dir=rtl] .hero-foot li{padding:18px 0!important 18px 14px}[dir=rtl] .hero-foot li:nth-child(2n){padding-right:14px!important;padding-left:0;border-right:1px solid rgba(15,36,64,.1);border-left:none}[dir=rtl] .figure,[dir=rtl] .figure+.figure{border-right:0;border-left:none}[dir=rtl] .also div,[dir=rtl] .also div+div{border-right:0;border-left:none}[dir=rtl] .handle,[dir=rtl] .handle:nth-child(2n){border-right:0;border-left:none}}[dir=rtl] .video-frame .play{padding-left:9%;padding-right:0}[dir=rtl] .hero-foot li+li{border-right-color:rgba(255,255,255,.12);border-left-color:initial}@media (max-width:680px){[dir=rtl] .hero-foot li:nth-child(2n){border-right-color:rgba(255,255,255,.12)!important;border-left-color:initial}}[dir=rtl] .dd-top.cur::after{left:0!important;right:auto}[dir=rtl] .dd-panel{right:-28px;left:auto}[dir=rtl] .dd-grid > div+div{border-right:1px solid var(--line);border-left:none}[dir=rtl] .dd-panel a{margin-right:-10px;margin-left:-10px}@media (max-width:1100px){[dir=rtl] .dd-panel{right:-60px;left:auto}}@media (max-width:960px){[dir=rtl] .dd-panel a{padding:9px 14px!important 9px 0}}[dir=rtl] .toc ol{border-right:1px solid var(--line);border-left:none}[dir=rtl] .toc a{padding:7px 18px 7px 0;margin-right:-1px;margin-left:0;border-right:1px solid transparent;border-left:none}[dir=rtl] .toc a:hover,[dir=rtl] .toc a.on{border-right-color:var(--gold);border-left-color:initial}[dir=rtl] .takeaways{border-right:2px solid var(--ink);border-left:none}[dir=rtl] .takeaways ul{padding-right:18px;padding-left:0}[dir=rtl] .card li{padding:8px 22px 8px 0}[dir=rtl] .card li::before{right:2px;left:auto}[dir=rtl] .timeline::before{right:31px;left:auto}[dir=rtl] .timeline .side ul{padding-right:18px;padding-left:0}@media (max-width:680px){[dir=rtl] .timeline::before{right:23px;left:auto}}[dir=rtl] .fee-table th,[dir=rtl] .fee-table td{text-align:right}[dir=rtl] .trust > div+div{border-right:1px solid var(--line);border-left:none}@media (max-width:960px){[dir=rtl] .trust > div:nth-child(3){border-right:0;border-left:none}}@media (max-width:680px){[dir=rtl] .trust > div+div{border-right:0;border-left:none}}[dir=rtl] .result{border-right:2px solid var(--gold);border-left:none}[dir=rtl] .result dd{text-align:left}

/* Collapse to the menu button earlier, so longer translated labels never wrap */
.nav > a,.nav .dd-top{white-space:nowrap}
html:not([lang^="en"]) .nav{gap:4px 22px}
@media (min-width:961px) and (max-width:1240px){.menu-toggle{display:inline-flex}.nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 28px 28px;gap:0;box-shadow:var(--shadow)}.nav.open{display:flex}.nav a{padding:16px 0;border-bottom:1px solid var(--line);font-size:16px}.nav a:not(.btn)::after{display:none}.nav .btn{margin:18px 0 0}.dd-panel{position:static;opacity:1;visibility:visible;transform:none;padding:0 0 8px 0}.dd-panel::before{display:none}.dd-grid{grid-template-columns:1fr}.dd-grid > div{padding:0}.dd-grid > div+div{border:0;background:none}.dd-sm{width:auto;padding:0}.dd-sm a{margin:0!important}.dd-h{margin:14px 0 4px}.dd-panel a{border-bottom:0!important;padding:9px 0 9px 14px!important;margin:0}.dd-panel small{display:none}.dd-panel strong{font-size:15.5px;font-family:var(--sans);font-weight:400}.dd-top .car{display:none}.dd-cta{border:0!important;background:none!important}.nav{max-height:calc(100vh - 110px);overflow:auto}.nav .dd-top{display:flex!important;width:100%}.dd-grid>div:first-child .dd-h{display:none}}
@media (min-width:961px) and (max-width:1240px){[dir=rtl] .nav{right:0;left:0}[dir=rtl] .dd-panel a{padding:9px 14px!important 9px 0}}

/* final i18n fixes */
[dir=rtl] .skip{left:auto;right:12px;top:-200px}
[dir=rtl] .skip:focus{top:12px}
@media (min-width:1241px){
.lang-dd .dd-panel{left:auto;right:-16px;width:220px;min-width:0}
[dir=rtl] .lang-dd .dd-panel{right:auto;left:-16px}
}

/* ===== Claims tools v2: laytime, bunker, performance, ETS (added 2026-10-27) ===== */
.tool [hidden],.result[hidden]{display:none!important}
.tool-sub{font-family:var(--serif);font-size:21px;color:var(--ink);margin:10px 0 -6px;padding-top:18px;border-top:1px solid var(--line)}
.tool-grid.wide{grid-template-columns:minmax(0,1fr)}
.tool-grid.wide .tool-side{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px;align-items:start}
.tool-grid.wide .tool-side .tool-cta{margin-top:0}
@media (max-width:960px){.tool-grid.wide .tool-side{grid-template-columns:minmax(0,1fr)}}
.lt-ex,.bq-row,.ets-row,.lt-hol{display:grid;gap:14px 18px;align-items:end;padding:14px 0;border-bottom:1px dashed var(--line-2)}
.lt-ex{grid-template-columns:minmax(0,1.1fr) minmax(0,1.1fr) minmax(0,1.2fr) minmax(0,1.1fr) 36px}
.bq-row{grid-template-columns:minmax(0,1fr) minmax(0,1fr) minmax(0,.8fr) minmax(0,1fr) minmax(0,.8fr) 36px}
.ets-row{grid-template-columns:minmax(0,1.3fr) minmax(0,.8fr) minmax(0,1.3fr) 36px}
.lt-hol{grid-template-columns:minmax(0,1fr) 36px;padding:6px 0}
.lt-holbox .btn{margin-top:8px;align-self:flex-start}
.lt-x{width:36px;height:36px;border:1px solid var(--line-2);background:var(--paper);color:var(--slate);font-size:20px;line-height:1;cursor:pointer;border-radius:50%}
.lt-x:hover,.lt-x:focus-visible{border-color:var(--ink);color:var(--ink)}
.lt-custom .field input{margin-top:6px}
.lt-check{align-self:end;padding-bottom:12px}
@media (max-width:860px){.lt-ex,.bq-row,.ets-row{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.lt-ex .lt-x,.bq-row .lt-x,.ets-row .lt-x{justify-self:end}}
.ts-wrap{overflow-x:auto;margin:6px 0 18px;-webkit-overflow-scrolling:touch}
table.ts{width:100%;border-collapse:collapse;font-size:13.5px;min-width:640px;background:var(--paper)}
table.ts caption{text-align:left;font-family:var(--serif);font-size:18px;color:var(--ink);padding:0 0 10px}
table.ts th,table.ts td{padding:9px 10px;border-bottom:1px solid var(--line-cool);text-align:left;vertical-align:top;white-space:nowrap}
table.ts td:nth-child(4){white-space:normal;min-width:180px}
table.ts th{font-weight:500;color:var(--ink);background:var(--stone)}
table.ts tr.k-exc td{color:var(--muted)}
table.ts tr.k-dem td{color:#7A2E1F}
[dir=rtl] table.ts caption,[dir=rtl] table.ts th,[dir=rtl] table.ts td{text-align:right}
.ts-btns{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 18px}
@media print{body.print-ts .agroup,body.print-ts .page-hero,body.print-ts .tool-side,body.print-ts .bg-mist,body.print-ts .cta,body.print-ts .site-footer,body.print-ts .tool>*:not(.result),body.print-ts .result .btn,body.print-ts .ts-btns{display:none!important}body.print-ts .tool{border:0;box-shadow:none;padding:0}body.print-ts .result{border:0;background:none;padding:0}body.print-ts table.ts{min-width:0;font-size:11px}}