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Free tool

Settle or litigate? Settlement value calculator.

Compare an offer on the table with what pursuing the claim to judgment or award is likely to be worth, after costs, risk and the time value of money.

The claim

Results are an estimate for general information only, calculated in your browser; nothing you enter is sent to us or stored. They are not legal advice. Contract terms, exceptions and the applicable law may change the result.

FAQ

About the calculation.

A decision aid, not a prediction; the inputs are estimates.

How does this settlement calculator work?

It multiplies the chance of winning by what you would actually collect (the award plus recovered costs, adjusted for the risk the other side does not pay), discounts it for the time until payment, and deducts your own costs and any expected adverse costs. The result is the risk-adjusted value of pursuing the claim, which you can compare with an offer.

When should I accept a settlement offer?

Commercially, an offer at or above the risk-adjusted value of pursuing the claim is usually worth serious consideration, particularly where the counterparty’s ability to pay is uncertain or management time is scarce. The decision is yours and depends on factors beyond the numbers.

What costs can be recovered in English litigation?

The general rule is that the losing party pays the winner’s costs, but recovery is usually partial. A recovery of around 60 to 70% of costs actually incurred is a common working assumption, which is why it is the default here.

Does Atlas Claims negotiate settlements?

Yes. Negotiated settlement before court is the core of our work, for creditors and for businesses defending claims. The initial review is free.

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Is the offer on your claim fair?

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